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Helga Rivera Insurance

35 Calle Juan C Borbon Ste 67 PMB 1019
Guaynabo, PR 00969-5375

Phone:

(787) 425-4691

Fax:

(787) 545-7722

E-mail:

hrivera@helgariverainsurance.com

Calculators

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Contact Us

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Videos

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Trusted Insurance Solutions in Puerto Rico

Personalized protection strategies for individuals, families, and businesses across Puerto Rico.

Welcome to Helga Rivera Insurance, a licensed insurance agency proudly serving clients throughout Puerto Rico. We specialize in personal insurance, commercial insurance, life insurance, and financial protection strategies designed to safeguard what matters most.

Whether you are seeking reliable auto insurance, property and casualty coverage, business insurance solutions, or long-term life and disability protection, our team provides clear guidance and customized recommendations tailored to your goals.

Our approach is built on professionalism, transparency, and long-term client relationships. We take the time to understand your needs, assess your risk exposure, and develop insurance strategies aligned with your financial objectives.

Contact Us Explore Our Insurance Services

Licensed in Puerto Rico • Personalized Service • Protection for Individuals & Businesses

Newsletters

Strategies for Smarter Giving

In addition to advancing philanthropic goals, strategic charitable donations may offer tax advantages.

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Beneficiary Designations: Who Gets the Money?

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

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HOT TOPIC: Will Tax Law Changes Impact Your Giving Strategy?

Explains how future tax rules may impact deductibility of charitable donations.

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Consider Roth for Tax-Free Income

Describes how Roth accounts can generate tax-free retirement income.

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Calculators

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

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